Overview of PIP Coverage
Personal Injury Protection coverage, referred to as "PIP" is an important coverage to have on your automobile policy. PIP pays for medical expenses, wage loss, and loss of services (household tasks) resulting from a motor vehicle collision. PIP is no-fault coverage, meaning that the coverage pays regardless who is at fault for a crash. PIP coverage pays much faster compared to liability coverage to reimburse losses, However, the coverage limits for PIP are typically much lower than liability coverage. We strongly recommend asking your insurance company to provide the highest amount of PIP coverage available.